CENTRE FOR RESPONSIBLE CREDIT LTD
Registration #1199945 · Registered
www.responsible-credit.org.ukadmin@responsible-credit.org.uk
27 CAMBRIDGE STREET LEICESTER LE3 0JQ
The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice.
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About CENTRE FOR RESPONSIBLE CREDIT LTD
CENTRE FOR RESPONSIBLE CREDIT LTD is a registered charity in England and Wales (registration number 1199945). Based on official Charity Commission data, it holds a "Verified" rating with a CharityScore of 83/100 — a well-rated and transparent charity that meets strong governance standards. This indicates a reliable charity with strong fundamentals across most of our assessment criteria. In its most recent reporting year (2025), CENTRE FOR RESPONSIBLE CREDIT LTD reported a total income of £385,190 and total expenditure of £369,766, a spending ratio of 96% which is broadly in line with its income. According to the Charity Commission register, CENTRE FOR RESPONSIBLE CREDIT LTD describes its activities as follows: The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice. Our analysis found no significant governance concerns for CENTRE FOR RESPONSIBLE CREDIT LTD. No regulatory actions, filing failures, or financial anomalies were detected in the available public data. This profile is based on data publicly available from the Charity Commission for England and Wales and is updated periodically as new filings are processed. CharityScore UK provides independent, data-driven transparency ratings to help donors give with confidence — we are not affiliated with this charity or any government body.

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Financial History
Latest spending ratio: 96.0% of income spent on charitable work
| Year | Income | Spending | Ratio |
|---|---|---|---|
| 2025 | £385,190 | £369,766 | 96% |
Data sourced from the Charity Commission for England & Wales · Last scored 6/11/2026